{"id":79920,"date":"2021-05-17T06:09:00","date_gmt":"2021-05-17T10:09:00","guid":{"rendered":"https:\/\/www.finance-investissement.com\/?p=79920"},"modified":"2021-06-07T08:12:34","modified_gmt":"2021-06-07T12:12:34","slug":"ia-monte-la-barre","status":"publish","type":"post","link":"https:\/\/www.finance-investissement.com\/edition-papier\/produits-et-assurance-edition-papier\/ia-monte-la-barre\/","title":{"rendered":"iA monte la barre"},"content":{"rendered":"

La souscription acc\u00e9l\u00e9r\u00e9e et la d\u00e9cision instantan\u00e9e touchent d\u00e9sormais les individus ayant entre 51 et 55 ans au capital assur\u00e9 maximal de 500 000 $ainsi que les clients \u00e2g\u00e9s de 56 \u00e0 60 ans au capital assur\u00e9 ne d\u00e9passant pas 300 000 $.<\/p>\n

Dans la majorit\u00e9 des cas, la d\u00e9claration d\u2019assurabilit\u00e9 suffit \u00e0 \u00e9tablir une d\u00e9cision instantan\u00e9e. Il y a toutefois des exceptions d\u00e9termin\u00e9es par le syst\u00e8me informatique d\u2019iA. \u00abPour la plupart des clients, seule la d\u00e9claration d\u2019assurabilit\u00e9 sera n\u00e9cessaire.<\/p>\n

Toutefois, des exigences peuvent \u00eatre requises selon les r\u00e9sultats de l\u2019analyse pr\u00e9dictive\u00bb, pr\u00e9vient iA dans un document<\/a> de mise \u00e0 jour des exigences m\u00e9dicales. Par ailleurs, rappelons que l\u2019automne dernier iA avait port\u00e9 \u00e0 2 M$ l\u2019acceptation instantan\u00e9e des clients ayant 50 ans et moins lors du processus de souscription d\u2019assurance vie.<\/p>\n

Ces ventes s\u2019effectuent par la plateforme de vente \u00e0 distance EVO. Dans une communication aux conseillers, iA avait signal\u00e9 que \u00abpr\u00e8s de la moiti\u00e9 des clients\u00bb pourront b\u00e9n\u00e9ficier d\u2019une acceptation instantan\u00e9e lorsqu\u2019ils souscrivent une assurance vie les couvrant jusqu\u2019\u00e0 2 M$.<\/p>\n","protected":false},"excerpt":{"rendered":"

iA Groupe financier a assoupli les exigences de souscription en assurance vie des gens qui avancent en \u00e2ge.<\/p>\n","protected":false},"author":143446,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1966,623],"tags":[],"yst_prominent_words":[4799,69867,69866,69865,69862,69859,31783,7783,7533,6853,5795,107,4422,4100,2617,1326,829,809,229,110],"acf":[],"_links":{"self":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts\/79920"}],"collection":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/users\/143446"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/comments?post=79920"}],"version-history":[{"count":2,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts\/79920\/revisions"}],"predecessor-version":[{"id":80069,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts\/79920\/revisions\/80069"}],"wp:attachment":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/media?parent=79920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/categories?post=79920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/tags?post=79920"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/yst_prominent_words?post=79920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}