{"id":87886,"date":"2022-06-23T09:23:52","date_gmt":"2022-06-23T13:23:52","guid":{"rendered":"https:\/\/www.finance-investissement.com\/?p=87886"},"modified":"2022-06-23T09:23:52","modified_gmt":"2022-06-23T13:23:52","slug":"le-bsif-maintient-la-reserve-pour-stabilite-interieure-des-banques","status":"publish","type":"post","link":"https:\/\/www.finance-investissement.com\/nouvelles\/actualites\/le-bsif-maintient-la-reserve-pour-stabilite-interieure-des-banques\/","title":{"rendered":"Le BSIF maintient la r\u00e9serve pour stabilit\u00e9 int\u00e9rieure des banques"},"content":{"rendered":"<p>L&rsquo;organisme de r\u00e9glementation bancaire du Canada a maintenu mercredi la r\u00e9serve de stabilit\u00e9 int\u00e9rieure \u00e0 l&rsquo;extr\u00e9mit\u00e9 sup\u00e9rieure de sa fourchette apr\u00e8s avoir conclu que les vuln\u00e9rabilit\u00e9s syst\u00e9miques demeurent \u00ab\u00a0\u00e9lev\u00e9es et en croissance\u00a0\u00bb.<\/p>\n<p>En l&rsquo;\u00e9tat actuel de ce coussin, les banques d&rsquo;importance syst\u00e9mique int\u00e9rieure doivent d\u00e9tenir un capital \u00e9quivalent \u00e0 2,5 % du total de leurs actifs pond\u00e9r\u00e9s en fonction des risques.<\/p>\n<p>Le Bureau du surintendant des institutions financi\u00e8res (BSFI) a introduit cette r\u00e9serve en 2018 en plus des exigences existantes pour les plus grandes banques du Canada.<\/p>\n<p>Le BFSI a affirm\u00e9, dans son annonce de maintien du taux, qu&rsquo;il s&rsquo;attendait \u00e0 ce que les grandes banques \u00ab\u00a0fassent preuve de vigilance et d&rsquo;une grande prudence dans leurs pratiques de gestion des fonds propres dans le but de maintenir de bonnes r\u00e9serves\u00a0\u00bb.<\/p>\n<p>La r\u00e9serve a \u00e9t\u00e9 fix\u00e9e \u00e0 1,5 % des actifs pond\u00e9r\u00e9s en fonction des risques lors de son introduction, mais le BSFI l&rsquo;a port\u00e9 \u00e0 2,25 % \u00e0 la fin de 2019, car les inqui\u00e9tudes concernant le niveau \u00e9lev\u00e9 de la dette avaient augment\u00e9.<\/p>\n<p>Au d\u00e9but de la pand\u00e9mie, le r\u00e9gulateur a abaiss\u00e9 le tampon \u00e0 1,0 % pour que les banques aient plus de marge de man?uvre pour pr\u00eater, mais l&rsquo;a hiss\u00e9 \u00e0 2,5 % en octobre 2021.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Elle demeure \u00e0 2,50 %.<\/p>\n","protected":false},"author":73596,"featured_media":53403,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[520,522],"tags":[],"yst_prominent_words":[6082,41685,41680,41678,19266,18024,13779,12470,5070,4158,2636,2352,2288,1250,725],"acf":[],"_links":{"self":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts\/87886"}],"collection":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/users\/73596"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/comments?post=87886"}],"version-history":[{"count":1,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts\/87886\/revisions"}],"predecessor-version":[{"id":87887,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/posts\/87886\/revisions\/87887"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/media\/53403"}],"wp:attachment":[{"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/media?parent=87886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/categories?post=87886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/tags?post=87886"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.finance-investissement.com\/wp-json\/wp\/v2\/yst_prominent_words?post=87886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}